Insurance Billing

Your insurance company will provide you with the best information about your benefits. Every plan may differ in coverage and we encourage you to check your own benefits before scheduling. Use this questionnaire form to be fully informed about your acupuncture insurance coverage: Checking Your Coverage Sheet


Fees & Insurance

Willow Tree Acupuncture & Wellness is an In-Network provider with UMR, United, MODA and Pacific Source Health Insurance. After booking your first appointment, please be sure to fill out the Insurance section of the intake forms. We will submit the claim directly to these companies, but the patient is responsible for payment in full if insurance denies the claim.

For all other insurers, we are a fee for service provider. We provide an itemized bill with all necessary information, upon request, so that you can submit for the allowable reimbursement determined by your insurance plan.


All Motor Vehicle Claims - Acupuncture and Massage are including in all Personal Injury Policies (PIP) for automotive injury claims in the State of Oregon up to $15,000.



Federal Savings and Health Savings Accounts

If you are enrolled in a high-deductible health plan, you may use your Health Savings Account or Flexible Spending Account.  Acupuncture treatments are covered as medical care. 

Herbal formulas and supplements are sold separately as they are not a covered by prescription benefits or health savings accounts.. 


The IRS recognizes our services as a qualified medical expense, which you may find beneficial when preparing your income tax return. Speak with your tax advisor for more information.

Insurance Billing FAQ